Rally in commodities is expected to continue: What will drive it, the outlook, what investors should do

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WEALTH NEWSLETTER Tue, Jan 12, 2021 | 09:01 AM IST

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Rally in commodities is expected to continue: What will drive it, the outlook, what investors should do Since investing in commodities can be a different ball game, investors need to take extra precautions. Before jumping in, investors should note that commodities have already rallied in 2020 and therefore, should rein in their return expectations in coming years. Mid-cap mutual funds are expected to make solid gains: Why you should be picky while selecting schemes Even with fund managers hunting within the confines of this narrow market cap band of Rs 10,000-Rs 30,000 crore, there is wide variation of quality within this basket. Some funds prefer to tilt towards larger mid-caps while some hunt much lower down the market cap ladder. Some funds diversify heavily to mitigate risk while a few take concentrated bets. ET Wealth Wisdom Ep 104: How to manage the risk in your mutual fund portfolio Where to invest in 2021? That is a question on the minds of most investors. With so much uncertainty still there, how does one manage the risk in their portfolios? Abhijeet Dey of BNP Paribas Mutual Fund gives the answers. Host: Tania Jaleel; Producer: Paramveer Singh Lifestyle creep sets in slowly, is hard to discard: 8-point checklist to keep a check on your spending Lifestyle creep is a silent killer when we let optional, discretionary, and avoidable expenses to become compulsory, mandatory and unavoidable. Learn to keep expenses in their place. From our Partners Don't let lockdown impede studies, switch to smart technology Delays in conducting examinations can impede admission chances. From our Partners Deal with financial FOMO, Register for exclusive session Join experts on how to be financially ready in 2021 How to improve your investment portfolio performance in 2021 The year 2020 had much bad news due to Covid and other related events leading to dismissal performance of the investment portfolio. Here are tips on what can be done to improve the performance of your investment portfolio in 2021. Don't react to every event: Paying attention to the wrong message can be detrimental to investments Covid and related events caught every investor unaware. That does not mean that reacting to every event is important. There is such a thing as too much information and too much news, and it's probably just as important to know what to ignore, as it is to know what to pay attention to. Top Mutual Funds SCHEME NAME RATING 3 YRS(%) 1 YR(%) 6 M(%) 1 M(%) Axis Bluechip Fund Direct Plan-Growth ★★★★★ 17.31 24.24 34.11 7.66 Invest Now Canara Robeco Bluechip Equity Fund Direct-Growth ★★★★★ 16.43 27.92 34.44 8.11 Invest Now Axis Bluechip Fund-Growth ★★★★★ 15.81 22.72 33.31 7.54 Canara Robeco Bluechip Equity Fund Regular-Growth ★★★★★ 14.95 26.05 33.40 7.97 Tata Index Sensex Direct ★★★★★ 13.64 19.38 34.45 6.81 Invest Now What is the process of reactivating lapsed life insurance policy? Not paying life insurance policy premiums on time can lead to the policy being lapsed. This would lead to the termination of benefits and coverage of the policy. Follow the process below to reinstate your lapsed insurance policy. New career reality for the new decade: Trends that will affect your work, income and choices The biggest impact of the pandemic on businesses worldwide was to speed up the penetration and adoption of technology. Digitisation penetrated to the extent of eliminating travel for business, replacing it with virtual meetings everywhere.

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Financial Calculators Old or new tax slab regime? Use this calculator to find out This tax calculator will help you estimate your tax liability. Just input your personal income details and know how much you would be liable to pay. New LTCG tax calculator: Plan, compute your tax Use this tool to calculate long-term capital gains (LTCG) and the corresponding LTCG tax for listed shares and units of equity-oriented mutual funds.

Believe it or not: 10 fun financial facts you didn't know Do you know which calendar year saw an all-time high fund raising through the public equity markets? Or which US phone maker's market cap is higher than all the BSE 500 companies? Here are facts of the investing and financial world that will startle investors. SBI Focused Equity mutual fund review: Good long-term track record Its longer term track record suggests healthy outperformance albeit having gone through occasional bouts of underperformance. The presence of a skilled fund manager at the helm provides comfort for the long haul. Back on the growth wagon: Cipla is a favourite of analysts and this week's stock pick Cipla reported an FCF of around Rs 3,400 crore in 2019-20 and is expected to report bigger numbers in the coming years due to increased growth rates and cost savings due to domestic synergies. This has made the company a favourite of analysts. Realty hot spot series: A Bengaluru locality with superior connectivity, good infrastructure Bellary Road in Bengaluru is a well-connected area with good overall infrastructure. This locality boasts proximity to office hubs, popular malls and reputed hospitals. Here are other draws of the locality that make it this week's real estate hot spot. How gold, silver performed during the week ending January 7, 2021 Hope of increased stimulus, after Democrats won control of the US Senate, helped gold to report modest gain during the past week. Here's a weekly tracker of returns from other such investments. 5 differences between active and passive investing Active investing is a hands-on approach whose goal is to beat the stock market index whereas passive investing is about researching, buying stocks to get a stock market index. Money & relationships: Should I pay my parents for my living expenses? While the decision of paying your living expenses is mostly subjective and dictated in part by the family dynamics and parent-child relationship, here are some things you could consider before arriving at a decision. Tax optimiser: Jalan can save over Rs 30,000 in tax if he invests in NPS, gets these allowances Vishwesh Jalan should start by asking for a higher telephone allowance. The work-from-home arrangement has pushed up this expense for the average employee. He should also ask for a newspaper allowance and food coupons. Here are other ways he can save tax. MF portfolio doctor: Why Aggarwal should tone down expectations from equities Vikas Aggarwal is investing in equity funds to build a corpus of Rs 2 crore in the next 10 years. The mutual funds' portfolio doctor has advised him to hike monthly SIPs to Rs 45,000 and further hike by 10% every year, after reviewing investment portfolio. I am financially dependent on my husband. He has refused to provide for our child. What should I do? Husband is required by law to provide all the basic necessities, for your as well as your child's maintenance. A wife does not have to beg for money to take care of the needs and can take him to court for abstaining from doing so.

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